10 Tips for Planning Your Funeral

This is a sad, uncomfortable subject, but it needs to be discussed. We never know what tomorrow will bring us. In January 2020, I personally was in the hospital for 8 days with the Delta COVID. I was on oxygen and doctors told me I might have to go on a ventilator. My sons who live in New York City are my POA. Just months prior to January, I had mailed them my updated will and other legal information. This was all before the vaccines were available. Likely, I practice what I preach. I had all my legal “life documents” in order. So many people don’t want to discuss it or say their attorney has my information. In many cases the immediate family has no idea of a loved ones’ wishes.

Some ideas for planning:

  1. Write down your wishes for your funeral. Cremated or a casket. Simple urn or fancy or plain casket. Do you want a ceremony or a life celebration? Where do you want to be buried? What type of service do you want? Who do want to conduct the service? Where do you want to be buried?
  2. Discuss the wishes with your family. They will say let’s not talk about it but you must insist. When you plan everything and something should happen, your family will be relieved you planned. I have worked with so many survivors of passed loved ones who are clueless on their wants and wishes. Not only funeral but household items.
  3. Be informed about the choices today. The many options that can work for your beliefs and budget.
  4. Document and decide on your final wishes in writing. Put these into your “life document” binder that Complete Relocation Solutions creates. Also share with your family.
  5. Discuss with several funeral homes the prices and options available.
  6. Make arrangements for this pre-planning process. Can you put deposits down or pay in full? Or do you really need to pay in full? What happens if you live in one state and several years later move to another state? Then does this pre-planning apply to other funeral homes?
  7. How will you pay for your funeral arrangements? With an insurance policy? Retirement funds? Cash out of pocket? Monetary planning is critical.
  8. In addition, will you need to seek Medicaid assistance? Do you have it now? How do you prepare for this? Do you need to consult an Elder Law Attorney?
  9. Find out what Government Benefits you are entitled to receive. Military Benefits? (When you organize your “life documents” with Complete Relocation Solutions, military discharge papers are included, along with other personal information needed.
  10. Which funeral home do I visit to investigate the above questions? Do your research and visit several funeral homes. Do you have a religious preference? Do some funeral homes provide special needs that fit your requests?