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How Indianapolis Boomers & Seniors Can Sell Their Household Items

The great purge is on! Baby boomers and senior citizens across Indianapolis - and the country as a whole - are unloading decades of accumulated possessions at an unprecedented rate. The reasons for this are two-fold: the economic crunch has encouraged many to attempt to liquidate upper-end possessions that may bring in a chuck of cash. Additionally, as boomers and seniors age, many see the need to fly away from the empty nest and find a smaller home or retirement community to call their own.
 
 
Recent statistics show that the size of the average American home has doubled to as much as 2,500 square feet over the past 50 years, and that number holds true from Carmel to Fishers to Brownsburg. Those homes are filled with large numbers of items that simply must go as the typical senior moves to a condo or other home that may be as small as 500 to 700 square feet.
 
While the option indeed exists for a couple or individual to hold a tag sale or offer an estate sale on their own, more and more are turning to estate sale and senior move management specialists. These professionals - like myself - serve in a wide variety of capacities specific to the needs of each individual client. 
 
 
Often, boomers and seniors may be at a loss of where to even start as they begin to struggle with the concept of selling all of that glittery stuff. An estate sale or senior manager will then step in, help the client prioritize what must stay and what can go, and even develop a floor plan that will allow the desired possessions to fit into the available space of a smaller place.
 
That same Indianapolis estate sale expert will work with the client to determine a fair market value for the items that must be sold, and also ascertain what type of sale - be it an estate sale or otherwise - is most likely to produce the best result. 
 
 
If an estate sale is decided upon, the specialist will work with either the senior client - or the family - to run the sale itself, marketing and advertising the sale and working with the customers on negotiations and check-out on the day (or multiple days) of the sale itself. 
 
While the prospect of such an endeavor may seem daunting at first - especially with the idea of hundreds of people traipsing through the home or the property - a well-trained expert who has worked in such an environment for years, and who has the capacity to bring on qualified help, can make all the difference in reducing stress and ensuring a successful financial end to a "downsizing" move.
 
If you'd like to learn more about what you can expect from the process of working with an estate sale and senior move specialist, I'd be happy to offer advice and give you further insight into the project. You can reach me at Yellow Tag Household Sales at any time at This email address is being protected from spambots. You need JavaScript enabled to view it. or 317-514-9793.    

Communicate Now: Gathering the Necessary Information to Care for Your Aging Parent

The Indianapolis area is loaded with awesome professionals who do excellent work in the many fields associated with caring for our elders. As an Indiana Senior Move Manager devoted to helping families and their loved ones organize the move of a senior citizen, one of my main duties is knowing where to look, and who to ask, when my clients have a very specific need from another professional - like an attorney. I'm constantly adding names to my list. And one of those names is Rebecca Geyer, a partner at Drewry Simmons Vornehm, LLP where she practices estate planning, estate administration and elder law. I asked her to write this guest blog and explain some vital issues.   
-Rita Woll
 
 
Communicate Now:
Gathering the Necessary Information to Care for Your Aging Parent
By Rebecca W. Geyer
 
Dealing with the physical and mental challenges of caring for aging parents is a growing issue for millions of American families. Although it is impossible to prepare in advance for all potential issues, there are steps you can take now to prepare for the future. By talking to your parents about the following subjects, you will be equipped to make educated, informed decisions on your parents’ behalf, ensuring that they receive the best care under any circumstance.
 
Income. How much income do your parents receive each month and from what sources? Most Americans age 65 or older receive monthly social security benefits. Retired individuals may also receive a pension from a previous employer. If your parent is a veteran, he or she may be receiving a monthly pension from the Veteran’s Administration. Certain assets – stocks, annuities, certificates of deposits - may also be earning interest or providing payment on a monthly or annual basis. It is important to know how much monthly income your parents are receiving, how it is paid, and on what date it is received. Some income may arrive via a monthly check, while other sources may be directly deposited into a bank account.
 
Assets. What assets do your parents own? Do they live in their own home or rent an apartment? With whom do they bank? What types of accounts do they possess? Your parents’ assets may include real estate, bank accounts, stocks and bonds, brokerage accounts, retirement plans, life insurance policies, motor vehicles, safe deposit boxes, and personal property. Document what your parents own, the value of their assets, and where information can be found with regard to each asset. Knowing your parents’ income, asset, and expense information will allow you to properly plan for the costs of their future care.
 
Expenses. What are your parents’ monthly expenses? Do they still have a mortgage on their home? How much do they owe monthly for utilities, car insurance, food, rent, medication, health expenditures, credit cards, and other liabilities? Arming yourself with this information in advance will make it easier to step in and begin handling your parents’ financial transactions if the need arises. Pay special attention to how your parents pay their monthly expenses. Many individuals have utilities and other payments directly debited from their bank account each month. Some individuals utilize online banking and bill pay services. Learning this information while your parents can still communicate is vital as it may be necessary to know your parents’ passwords in order to access bill pay and other financial information.
 
Important Advisors. The names and contact information of each of your parent’s important advisors are critical information which you should possess. Gather information on your parent’s primary care physician, eye doctor, dentist, any specialists with whom they consult, their lawyer, accountant, and financial advisor. By knowing these names in advance, you know who to contact in the event of an emergency or if the need arises for additional information.
 
Health Insurance. At some point your parents will almost certainly need medical care. Whether it is a routine check up or an unexpected hospitalization, health insurance information will be required. If your parent is over the age of 65, he or she is likely enrolled in Medicare which is federally-sponsored health insurance for individuals 65 and over and certain disabled persons. Your parents may also have a supplemental health insurance policy. Who is the carrier? Are they insured through a former employer? Do they have a prescription drug benefit such as Medicare Part D? Do they have long term care insurance? If so, who is the carrier and what type of benefits does the policy provide? Familiarize yourself with your parents’ health insurance information and the location of their health insurance cards. It is also a good idea to copy each card so that you have the information available in the event of an emergency.
 
Medication. You should be aware of what medications your parents take and what the dosage amount is for each medication. As your parents age, they may no longer remember to take their medication regularly. Knowing what medications your parents should be taking, and in what amount, is a huge help in these circumstances. You should also know the name and location of the pharmacy where your parents fill their prescriptions.
 
Legal Documents. Have your parents drafted any legal documents addressing what is to occur in the event of their disability or death? If your parents have done estate planning documents such as a will, trust, power of attorney, and health care directives, you should, at a minimum, know the location of such documents. Ideally, if you are the named representative to act in the event of a disability or death, you should have a copy of the document giving you such authority. If your parents have yet to do their estate planning, a consultation should be scheduled with an attorney in the near future. Failing to properly designate someone to handle transactions upon the death or disability of a parent could result in costly guardianship and other legal proceedings.
 
Where are important documents kept? Knowing the location of your parents’ important documentation – financial records, legal documents, health insurance information, and contacts – is extremely important. You need to know where to find the information if and when it is needed. Is all documentation kept at home? Do your parents have a safe deposit box? If your parents do have a safe deposit box, at what bank is it located, where is the key kept, and do you have access to the box in the event of an emergency? Many families possess home safes. If your parents have a home safe, make sure you know the combination so that you can access their important records. Don’t forget online banking and bill pay passwords. Possessing this information will allow for a more seamless transition if you must begin handling your parents financial affairs.
 
By communicating with your parents now about the above topics, you can arm yourself with the tools necessary to advocate on your parents’ behalf should the need arise. Possessing this information in advance allows you to act efficiently, swiftly, and compassionately while reducing stress in the event of an emergency. Don’t let another day pass without gathering this information as it may then be too late.
 
Rebecca W. Geyer is a partner at Drewry Simmons Vornehm, LLP where she practices estate planning, estate administration and elder law. Contact her at (317) 580-4848 or This email address is being protected from spambots. You need JavaScript enabled to view it.

Indianapolis Women Like Us Foundation Afternoon Tea & Speakers

Do you have teacups, saucers or teapots that you'd be willing to donate to a great cause? Perhaps those teacups belonged to your mom or grandmother and you'd like to pass them along to a new generation of women? 
 
 
The Women Like Us Foundation of Indianapolis will hold our annual fundraiser, an afternoon tea and speaker meeting on October 18, 2012 at the Scottish Rite Cathedral Ballroom and could really use your donation of tea settings! Please contact me, Rita Woll, for information on a possible donation at This email address is being protected from spambots. You need JavaScript enabled to view it. or 317-514-9793.
 
Our 2012 campaign is focused on the fight against human trafficking and prostitution. As such, our speakers at the afternoon tea will include former Congresswoman Linda Smith discussing legislation activisim for saving our children, while the keynote speaker will be Somaly Mam, the founder of the Somaly Mam Foundation, an organization dedicated to producing a world where women and children are safe from slavery. Somaly was named one of Time Magazine's "100 Most Influential People of 2009."
 
 
The Women Like Us Foundation achieves it's mission by providing personal skills and life skills mentoring for teen girls, raising funds in supporting women-led causes and offering cultural immersion global humanitarian trips. 
 
The group is also well-known in Indianapolis for working one-on-one with local girls in life skills and in a mentoring capacity. 
 
Sponsorships and tickets for the afternoon tea and speaker session are now available for purchase HERE. 
 

There are several reasons you will need our services:

  • Passing of a family member or friend.
  • Final household clean-outs and gettng the house ready for the real estate market. Act as project manager for home renovations.
  • Home staging for active real estate showings.
  • Moving – Just packing or just unpacking at the new location.
  • Moving or downsizing an aging senior parent to independent, assisted living, or long term care.
  • Want to keep your aging senior parent in their home? "Age in Place". Re-organize and de-clutter. Safety is an issue.
  • Remodeling or Redecorating – packing breakables and clean and polish while unpacking.
  • Just organizing need for an extra pair of hands to help.
  • Divorce or separation.
  • Corporate employee transfers and relocations. No downtime for the employee relocation. Getting settled immediately.
  • Digitzing documents, photos, VHS tapes, slides. Preserving the memories.